Here we have discussed what is Bajaj EMI Card, how to apply bajaj finance EMI card online? Detailed information about the eligibility criteria, fees, card activation process, etc. has been given for getting the card made.
So if you also want to buy things on EMI by making your Bajaj Finserv Insta EMI Card in 5 minutes, then definitely read the article till the end.
What is the Bajaj EMI Card?
Bajaj Finserv Insta EMI Card is a digital card with which you can buy anything on EMI (Instalments).
This card is not like a credit card so use it anywhere. Through this card, you can buy things only on EMI.
What is the benefit of the Bajaj EMI Card?
EMI at No Cost – Using this card, you can buy products on No Cost EMI.
Up to 2 lakh finance – On this card, you get the facility of finance up to 2 lakhs.
Favorite brands – Through this card, you can shop from your favorite brands like – Flipkart, Reliance, Big Bazaar, Bajaj, etc.
Wide range of products – Through this card one can buy electronics, furniture, appliances, home furnishings, clothes, and other items.
Offline Shopping – Apart from online shopping with this card, you can do offline shopping.
What are Bajaj EMI card fees and charges?
There are 2 types of fees and charges on the Bajaj EMI Card –
Bajaj EMI card joining fee
A total of Rs 567 will be charged on taking the Bajaj Finserv Insta EMI Card, including the initial joining fee and tax.
Bajaj EMI card annual charges
If you buy a product using a Bajaj EMI card even once a year, then there are no annual charges. But if you have not used a Bajaj EMI card even once in a year, then you will have to pay annual charges of Rs 117. That is, you do not have to pay money every month, you have to pay money only in the year, that too when you do not buy even a single rupee in a year.
What is Bajaj EMI card eligibility?
The age limit for making a Bajaj EMI card is 23 to 65 years. That is, if your age is from 23 to 65 years, then you can apply for this card. Along with this, you also need to have the necessary documents related to KYC to get a Bajaj EMI card.
Documents required to apply for the Bajaj EMI card
To apply for Bajaj Finserv Insta EMI Card, you must have these documents –
- Aadhar Card
- Pan Card
- Bank account and IFSC number
Apply for a bajaj finance EMI card
First of all go to the official website of Bajaj Finserv Insta EMI Card or click on the link. After that follow the steps given below
Step1. Enter your name and mobile number and click on Start Now.
Step 2. Enter your mobile number and date of birth and click on Apply Now.
Step 3. After filling the OTP received on the mobile number, click on Submit OTP.
Step 4. Proceed by entering your gender, name, PAN card number, email address, and pin code.
Step 5. The photo of the emi card will appear in front of you, on which you will be able to see your card limit. Click on Proceed at the bottom of this page.
Step 6. Enter your address details on the page and proceed.
Step 7. Make a payment of Rs 567. You can use Google Pay, PhonePe, UPI ID etc. for payment.
How to do Bajaj EMI card activation
Step 1. After the payment of EMI card is completed, click on ACTIVATE NOW.
Step 2. Enter the bank account number and IFSC code and submit.
Step 3. On the next page tick (✓) on Debit card and disclaimer and submit.
Step 4. On the next page tick (✓) the box below and submit.
Step 5. Check your e-Mandate debit enrollment details. Then after ticking (✓) on the box below, do Proceed.
Step 6. Enter your debit card details in the page that will open in front of you and click on Make Payment. You have to make a payment of Re 1 to activate your card.
Step 7. Enter the OTP and click on SUBMIT on the next page.
Now your Bajaj EMI card activation process is complete and you can use this card.
How to check Bajaj finserv Insta EMI card balance?
Download Bajaj Finserv – Loan, UPI, Payment app to check Bajaj finserv into EMI card balance.
Now enter your registered mobile number on Bajaj finserv and send OTP. After submitting the OTP, click on the option of Card on the home screen of the app.
Then click on EMI Card. Submit by entering your date of birth here.
After this, your Bajaj finserv into EMI card will come in front of you. From here you can see all the information of this card like balance, card number, etc.
How To Buy Mobile With Bajaj EMI Card
Follow the steps given below to buy mobile with Bajaj EMI card –
- Amazon or Flipkart, from whichever application you want to buy mobile, open it.
- Now search for your desired mobile and open it.
- Now scroll down a bit to see if that phone is available on No cost EMI or not. If you will find The cost EMI written below, then only you will be able to buy it with a Bajaj EMI card.
- If the mobile is available on No cost EMI then click on Buy Now.
- Now after filling in the details like address etc., select EMI when the payment page opens.
- Now click on Bajaj Finserv EMI.
- Now fill in all the details of your Bajaj Finserv Insta EMI Card.
- Then select the month in which you want to pay the EMI.
- After that click on Order Now.
- Then confirm the payment by filling the OTP received on the mobile number.
After this your mobile will come to your home and every month the EMI amount will be deducted from your account.