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How to Apply for Credit Card in Kotak 811?

Kotak 811 Digital Savings Bank Account also provides you credit card. There are many benefits of this card and many offers are also being given in this credit card of Kotak 811.

If you have opened an account in Kotak 811 and are thinking of applying for a credit card, then it will be very beneficial to know about it.

In this post, I have given all the information about Kotak 811 Credit Card, if you want to know about the card, then read the post carefully.

About Kotak 811 Credit Card

kotak 811 credit card apply

Kotak 811 Dream offers credit cards under different names. Applying for this card is quite easy and the card gets approved very quickly.

To apply for the card, first you have to make a Fixed Deposit, only then you will be able to apply for a credit card.

You get a credit limit of 90% of the amount you make a fixed deposit. The special thing about this card is that you do not have to pay any joining and annual fees in this.

Along with this, no interest is charged if the money is repaid within 48 days. In this way it is also an interest-free credit card.

A lot of reward points and cashback are also being given on using the card, so all you have to do is make a fixed deposit once and use the credit card with pleasure.

What is Kotak 811 Credit Card Benefits & Feature?

  • No Joining Fees and Annual Fees have to be given i.e. you can apply for the card for free.
  • Earn 2 reward points for every Rs.100 spent online
  • 500 bonus reward points for spending Rs.5000 within first 45 days
  • Get Rs 750 cashback on spending Rs 75,000 annually
  • No interest will be charged if money is paid within 48 days
  • 90% credit limit of your fixed deposit is available.
  • It has a credit limit of up to 16 lakhs.
  • For withdrawal of Rs.10,000, a processing fee of Rs.300 has to be paid.
  • 1% off on fuel and railway surcharge transactions between Rs.500 to Rs.3000 (Max. 3500/Year)
  • Flat 1.8% off on irctc.co.in & 2.5% off on Indian railway booking counters (Max. 500/Year)

What is Kotak 811 Credit Card Eligibility?

  • You must be between 18 to 75 years of age
  • Minimum fixed deposit of Rs.10,000 to be made
  • Must be resident of India

How to Apply Kotak 811 Credit Card?

To apply Dream Different Credit Card, your Kotak 811 Savings Account should be Full KYC Complete. If your KYC is not complete then you will not be able to apply for the credit card.

I have already written a post about Kotak 811 Savings Account, you can get all the information by reading that post. – Kotak 811 Savings Account

Follow these steps to apply Kotak 811 Credit Card –

  • Open Kotak – 811 & Mobile Banking, then log in to your account by entering your MPIN.
  • To apply for a credit card, click on the option of Apply Now below and click on Credit Card.
  • After this read the given instruction and choose your credit limit.
  • According to the credit limit, you will be asked to make a fixed deposit, which you will do.
  • After this fill your delivery address after which the credit card will be applied successfully.

What are Fees and charges?

You can click on the link to know the Fees and Charges in detail – click here, Here I tell you about the main charges

  • Joining Fees- Not to be paid
  • Annual Fees – Nothing
  • Addon Card Fees – Not to be paid
  • On withdrawal of money from ATM / Call a Draft / Fund Transfer / Cash Advance, a charge of Rs.300 will be deducted on the transaction of 10,000

last word – hope you Kotak 811 Dream Different Credit card The given information about it would have been well understood. Keep visiting the website for similar information

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