Axis Bank is the third-largest private bank in India, which provides financial services to its customers. If you were thinking of opening an account in Axis Bank, then now you can open an account sitting at home.
In this post, I am going to tell you what is Axis Bank Digital Savings Account? How to open an account? How to do KYC? And what are its benefits? For information related to the bank, read the step-by-step article further.
What is Axis Bank Digital Savings Account?
as the name suggests Axis Bank Digital Savings Account There is only one type of digital savings account. Since this is a digital account, you can open it sitting at home.
To open Axis Bank Digital Savings Account, no paperwork is required, you can open it online through your mobile and take advantage.
Axis Bank I have about 6 types of Digital Savings Account Which provide different facilities, you can open an account in any one according to your need. The account types are like this
- Easy Access Savings Account
- Prime Savings Account
- Liberty Savings Account
- Prestige Savings Account
- Priority Savings Account
- Burgundy Savings Account
To open an account in this bank sitting at home, some important information has to be filled and after completing KYC, your account gets opened. Axis Bank Digital Savings Account There are many benefits of opening.
Benefits of Axis Bank Savings Account?
- Axis Bank will give you a lot of cashback when you open an account. Amazon R Flipkart is eligible for up to 10% cashback.
- Get 10% Cashback on Amazon & Flipkart – With Axis Bank Savings Account, get 10% cashback for purchases on Amazon & Flipkart.
- Get 1% Cashback on All Online Spending – Receive 1% Cashback on All Online Spending when you open an Axis Savings Bank Account
- Get up to 5-45% Cashback on 30+ Major Brands via GRAB DEALS.
- 250+ Services- Axis Bank offers more than 250 online banking services. These services are easy to access.
- E debit Card- Immediately after opening a bank account, an e-Visa debit card can be obtained that can be used anywhere.
- These benefits are applicable to all types accounts. However, you will find many more benefits in savings accounts.
Documents Required for Axis Bank Savings Account
- Aadhar Card
- Pan Card
- internet connection
Account Opening Fees and Maintaining Charges
To open a Savings account in Axis Bank, you have to pay Rs 590. This No zero balance savings account There should be a fixed amount to maintain the account
If you open Easy Access Savings Account, then in this way you will have account maintenance balance which can be seen below.
In this, if you open your account in the branch of rural area, then you will have to maintain at least 2500 rupees in your account.
If you open your account in the branch of semi-rural area, then you will have to maintain at least 5000 rupees in your account.
If you open your account in the branch of the city, then you will have to maintain at least Rs 10,000 in your account.
note – To know about all types of charges and account maintenance balance, you can take complete information by clicking on the link given below – click here
How to open Axis Bank Digital Savings Account ,
Follow the steps mentioned below to open Axis Bank savings account –
Step 1. First click on the link – Click Here , Enter your full name and mobile number and click on Start Now
Step 2. Now scroll down a bit and click on Open Now. Allow the location then click on Continue.
Step 3. Now fill the PAN Card Number, Aadhar Card Number and Mobile Number. Then check (✓) the box and click on Proceed.
Step 4. Click on I Agree. After filling the OTP received on the mobile, click on Confirm OTP.
Step 5. On the Set up your Account page, fill in your personal information and save it by clicking the + in front of Personal.
Step 6. Enter the name of your mother or father by clicking on the + in front of Family. By clicking on Add Nominee, fill in the information of the person whom you want to make a nominee. Finally save.
Step 7. Enter your permanent address after clicking on the + in front of the address. If your permanent address and communication address are same then click on Yes.
Step 8. After this, select the branch in which you want to open your account. After that save it.
Step 9. Communication address is the address where you can order your passbook, check book, debit card etc. through post.
Step 10. Now if you are an Indian citizen and pay tax in India only then click on Yes. After that click on Review and Proceed.
Step 11. Now after checking all your information, click on Proceed. Now you have to make video call for KYC.
How To KYC Axis Bank Savings bank account Video ,
By following the steps mentioned above, you will directly reach the page with Video KYC. Keep your PAN card with you before video KYC, then follow these steps –
Step 1 – Check(✓) the small box in front of you. Then click on Check Agent Availability. Now click on Proceed.
Step 2. Now by clicking on Allow, click on Click here to start your Video KYC. Now the video call will start.
Step 3 – For personal verification during the video call, the bank agent will ask you some information such as – the name of your parents.
Step 4 – During video KYC, when the agent asks for the PAN card, the PAN card has to be shown in front of the camera, apart from this, your photo will be clicked during the video call itself. Video KYC will be completed and call will be disconnected.
How to Activate Debit Card?
After the video KYC is completed, the next page will automatically open in front of you where you will see your e-debit card.
After this the steps to activate the Debit card –
Step 1. Fill in your name below the image of the debit card.
Step 2. Now click on Add debit card charges for now.
Step 3. Then check (✓) the box shown below and click on Add ₹590.
Step 4. On the next page, make the payment of Rs 590 through card, net banking or UPI.
Your Axis Bank savings account debit card will be activated as soon as you make the payment and you will see all the information related to your debit card on the next page.
From here you can set the PIN of your debit card by clicking on Set Pin. After 7 to 10 days of account opening, your Axis savings bank account debit card will reach your communication address through post.
Axis Bank App Download and Login process
Download the Axis Bank app to avail all the features of your Axis Bank savings account from one place. You can view your bank account numbers and bank balances in the app itself.
- Step 1. For this download the “Axis Mobile – Fund Transfer, UPI, Recharge & Payment” app from Google Play Store.
- Step 2. Download and open the app. Then Skip. Then click on Login.
- Step 3. After this, the number given in Axis Bank account, select the same sim and continue.
- Step 4. Now enter your name and create Mpin.
- Step 5. Now set your fingerprint and Proceed by checking (✓) the box below. Tap on Skip for now.
- Step 6. After this, fill all the details of your Axis Bank debit card by clicking on Debit Card and continue.
- Step 7. Re-enter your Mpin on the next page. Now you are ready to use Axis Bank
After this, you will reach the home page of this app from where you will be able to use all the features of your Axis Bank savings bank account.